Any party can get you debt. Not every party can deliver institutional-level advisory while structuring the mortgage paperwork. This is a custom-tailored plan built for one outcome: smart debt, not just any debt.
Most mortgage brokers and real estate agents can only help you once you have a deal in front of you. We work with investors much earlier in the process — to determine whether a deal should happen at all, what structure makes sense, and whether your balance sheet is positioned to support it.
That means the engagement has value regardless of what happens next. You leave with a clear-eyed view of your financial position and a documented roadmap for what to do next. Ontario Multiplex is the network of investors operating at an institutional level, regardless of the size of their portfolio or assets under management. When you're ready to move forward, CornellMortgages.ca is the guiding force behind that network — ensuring the mortgage paperwork is completed with the same institutional-level discipline as the strategy itself, and that growth happens through smart debt, not just any debt. There is no pressure or obligation to use CornellMortgages.ca for your mortgage, but it is the surest way to see the strategy through rather than leaving execution to someone unfamiliar with the plan.
We start by understanding where you are and what you want to build. Existing properties, income, risk tolerance, timeline, networth and credit score. The session is structured, honest, and outcome-focused.
We look at what you own. Cap rates, equity positions, debt structure, cash flow health. We identify what to keep, what to refinance, and what to sell to fund the next move.
What will lenders approve you for — and on what terms? We run the math before you make an offer, so you negotiate from a position of certainty, not optimism.
Which property type makes sense at your price point in your market? We evaluate duplex vs. triplex vs. apartment building through a financing lens — not just a real estate lens.
For 5+ unit acquisitions, we assess MLI Select eligibility, score your property's affordability and efficiency criteria, and structure the financing to maximize amortization and minimize your premium. Looking to develop new using MLI select? We have you covered with customized porforma development based on general market assumptions, currated for your unique development criteria.
When you're ready to act, we connect you with Ontario realtors who specialize in income-producing properties in your desired investment market. When you arrive as a pre-qualified, referred investor with an orgnized plan — deals close faster on better terms.
Custom-tailored, institutional-level advisory built around smart debt — not just any debt.
Perseverance Asset Management provides institutional-level real estate investment advisory to Ontario multifamily investors. For commercial mortgage financing solutions, clients work with CornellMortgages.ca — the guiding force behind the Ontario Multiplex network, ensuring growth with smart debt, not just any debt.
